You have probably seen many commercials on TV from many companies offering to give you a free credit report. What these companies do not tell you is that there is no need to go through a company to receive copies of each of your credit reports. In fact the federal government law states that everyone
In the 90’s cash out refinancing was all the rave. As home were escalating in value every day people began to use the equity in their home as their own personal ATM machine. Since the crash of 2008, however, millions of homes have lost their value causing the cash out refinance to all but disappear.
our credit scores and what is on your credit reports are very important. People will use what they see on your credit to gauge your financial worthiness. But who will actually pull your credit?BanksWhenever you apply for a personal loan, mortgage, credit cards, or auto loan the lending bank will pull your credit reports. They