If you have had a Bankrupcty or just suffering with poor credit it may seem like climbing a mountain to get back on your feet.   But just like climbing a mountain rebuilding your credit takes just one step at a time. PAY DOWN YOUR DEBT One of the biggest aspects of the credit score is what

If you have have been shopping for a home lately the thought of getting a 15 year mortgage may have not even crossed your mind.  It generally doesn’t for most home buyers. According to the Mortgage Bankers Association only about 5% of all homebuyers opt for a 15 year mortgage.  This number appears to be

A home, the symbol of the American Dream, is what most people strive to own one day.  In fact, a home, is the single largest source of wealth for the average American.  Owning a home is generally cheaper in the long run than renting and over time almost always increases in value.  If you have

A rumor has been making its way through the major news outlets this past week that the CFPB (Consumer Financial Protection Bureau) is set to hand out new regulations aimed at curbing practices made by short term lenders.  Short term lenders are companies that provide a quick cash loan to a customer that is set

The holiday season is here and for many Americans that means spending, spending on gifts, travel, food, family, and fun.  This is the time of the year where many people will see their credit cards maxed out, their payments  goes up, and they credit score start to tumble.  It doesn’t have to be the case;

If you have been drowning in debt and unable to pay your bills you may be considering bankruptcy.  Now, while no one wants to file for bankruptcy it is something that can be helpful in getting you through the tough times and back on with your life with your life.  But before you go and

Good news for those of you who bank with Wells Fargo.  From now until Nov 16th Wells Fargo is offering their customers a free copy of their Experian credit report and their vantage credit score based of their Experian report.  If you are a Wells Fargo customer we highly recommend taking advantage of checking both

From now until November 16th Wells Fargo will be offering free credit reports and free credit scores to their customers in conjunction with “Get Smart About Your Credit” campaign ran by the American Bankers Association.This is the third year that Wells Fargo has offered this promotion and is designed to help let their customers have

If you have been thinking about buying a home you have probably heard that you must have 20% to put down as a down payment.  While there have been many new regulations regarding mortgages since the housing crash of 2008, not being able to get without 20% isn’t one of them.  Banks may like you

Whether your are moving from a house to an apartment, to an apartment to house, or just moving in with friends, moving can be one of the most stressful and costliest things to do.  Here are a few easy tips to make moving easier and cheaper.Get Free Boxes From Grocery StoresMany people spend way too