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610 W. Germantown Pike Suite 330
Plymouth Meeting, PA 19462
Credit Mindset is a small sized credit repair company located in Plymouth Meeting, Pennsylvania. We have found several concerns with Credit Mindset but the main one is that they do not have a toll free number. Instead they have just a local number. This may mean that they are not able to handle to clients outside their direct area and if they are able to handle clients from around the country then the client will be responsible for any long distance charges. Also, we have found that when a company only has a local number it generally means that company is very small and may only have 1-2 employees. When a company is this small there are always concerns about their ability to give customer service. What happens to your credit and money if they run out of cash, take another job, or simply go on vacation? Who will be there to help you? These are questions that definitely need to be asked before enrolling.
- Results: Credit Mindset has no testimonials and no copies of deletions. This can be a cause for concern. Are they not handling enough clients successfully to have generated any testimonials.
- Experience: Credit Mindset was started in 2006 and the owners and directors have several more years of experience in credit related fields. This is a positive for the company. The credit industry has several laws and regulations and it is very important to have a company working for you with plenty of expertise.
- Types of Programs Offered: The Credit Mindset program appears to be dispute only. When you are really trying to improve your credit score it takes more than just disputing and removing the negative accounts from your credit reports. It takes building and establishing new positive credit. Credit Mindset offers no means of getting new credit.
- Pricing and Value: It is impossible to judge the value of the Credit Mindset program as they do not disclose any pricing information on their website.
- Guarantee: The website for Credit Mindset does not have any mention of a service guarantee. When a company is confident in their program they will usually have a very customer friendly guarantee that is promoted on their website. Credit Mindset may have a guarantee but it is not something that they advertise.
- Reputation/Reviews: When searching for customer reviews for Credit Mindset we have several that are positive and several that are negative.
- Time of Program: The length of commitment to the program is uncertain. This makes it very difficult to set your credit repair goals and expectations as you enroll in the program.
- Website Security: Credit Mindset does not include the ability to sign up online so website security is not an issue.
- Compliance: We have found no compliance issues with Credit MIndset.
If you are looking at enrolling with Credit Mindset it is important that you do all your research. We recommend checking out out top ranked companies before moving forward with any company.
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