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Great American Credit Repair Company
2385 N.W. Executive Center Drive, Suite 100
Boca Raton, FL 33431
Great American Credit Repair Company is a small sized credit repair company with a virtual office in Boca Raton, Florida. A virtual office is an office where many companies can pay a monthly fee for the right to say that the office is their office address. Most virtual offices will have a receptionist that will help to forward mail to the correct companies and to be there incase someone wanders in looking for one of the companies. This means we are unable to determine exactly where the company is located or if they have an actual office at all. We have found that when a company does not list an actual address on their website it usually means that they are working out of a home or an apartment and may only have 1 or 2 employees. Working out of a residence presents many concerns in regards to information security and company stability. What happens to your credit and personal information if the company runs out of money, the employees take another job, or simply go on vacation? Who will be there t handle your case?
- Results: Great American Credit Repair Company has posted many testimonials and copies of real deletion results on their website for you to browse and gauge however there is no way for us to verify them.
- Experience: The experience of Great American Credit Repair Company is hard to determine. We are unable to find a registered start date for the business or any information on the credit expertise of the ownership or company directors.
- Types of Programs Offered: The Great American Credit Repair Company offers a standard dispute program but do not appear to offer any means for getting new positive credit lines which is very important in maximizing your credit score.
- Pricing and Value: The Great American Credit Repair website doesn’t mention the specific cost of any program. You will have to call for more information.
- Guarantee: The guarantee for Great American Credit Repair Company states that if after 3 months no derogatory items have been removed from your credit reports then you may request a full money back refund. If you stay in the program for 6 months and are unsatisfied you can request an evaluation of your program. During the evaluation they will total up all the removals from your credit reports and value each one at $75. If the total value of all deletions is less than what you have paid in fees you will be refunded the difference.
- Reputation/Reviews: When searching for Great American Credit Repair Company online we are unable to find any independent customer reviews. This speaks to the very small size of the company. They may not have been able to handle enough clients to have been able to build a reputation.
- Time of Program: The website for Great American Credit Repair Company does not specify any details to the timing or terms on the website.
- Membership in NACSO: At the time of this writing Great American Credit Repair Company is not a member of the Nationals Association of Credit Services Organizations which is always a concern when dealing with companies in the credit repair industry.
- Website Security: 180 Credit Solutions does not have the ability to sign up through their website so web security is not an issue.
- Compliance: Without seeing their agreement it is tough to tell if they are in compliance with state and federal laws. However, if they are working out of a home instead of an office there could potentially be many compliance issues in regards to security of personal information.
If you are looking at enrolling with Great American Credit Repair Company it is important that you do all your research. Not having an office can definitely raise some concerns. We recommend you look into our top recommended companies before moving forward with another company.
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