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Can My Health Affect My Credit Score?
It can happen to anyone. Your life is going well and then something happens and you become injured or ill and unable to work. This can have many consequences and take you away from family and work. You may also be unable to make the minimum monthly payments on all of your bills each month. You may be worried as to the affect your health has on your credit score. Generally, your health does not affect your score. No one will report to the credit bureaus that you aren't doing well physically or that you have been receiving medical treatment.
However, if you neglect your financial obligations due to your injury or illness, this will affect your credit. If you are unable to make your minimum payments, it is imperative that you contact your creditors right away. Many times, they will help you with alternate payment arrangements that won't negatively impact your credit score. You can still pay your account and keep current, and your credit score won't take a hit while you deal with recovery and related issues.
If you have questions about your credit report or would like assistance with raising your credit score, we can help. We have provided a list of top ranked credit repair companies working in the United States for you to browse and find the one to best help you achieve your financial goals.