TOP 3 Credit Repair Companies

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TOP 3 Credit Repair Companies


Does Switching Banks Affect My Credit?

Most banks provide a wide variety of products to their customers. Switching banks can have an impact on your credit score, but this all depends on what products you use at each bank. Before you change banks, there are a couple of things that you should be aware of to keep your credit score from taking a hit.

If you change banks for your savings and checking accounts or other investment products and your accounts were in good standing at the time of the switch, this has no impact on your credit. However, if your accounts were overdrawn and the bank charged off the accounts, this will negatively impact your credit and will be entered on your credit report.

If you have a loan with a bank and refinance this loan with another bank, this will be reflected on your credit report. It can also lower your credit score by a couple of points, but your score should bounce back up within a few months. Making a lot of changes to your credit file, such as opening and closing accounts, within a short period of time can cause a small hit to your credit score. This is usually not a big deal and nothing to worry about.

If you have questions about your credit score or would like information on increasing your score, we can help. We have provided a list of the top ranked credit repair companies for you to browse and find the one to best help you achieve your financial goals.

Recent Blog Posts

If you have landed on our site it probably means that you are looking for Learn More

Often we are asked “Can’t I just repair my credit myself”.  The answer for this Learn More

It is now February and this means you have probably received all of your W2 Learn More

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