TOP 3 Credit Repair Companies

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TOP 3 Credit Repair Companies


How Many Credit Cards Should I Keep Open?

If you are looking to improve your credit, you may have questions about how many credit cards you should keep open. The answers to this question may vary. In general, it is wise to keep accounts open even when you aren't using them, as long as you are not being charged a fee to keep them open. A large portion of your credit score is based on the amount of available credit that you are currently using. Having low balances and zero balances on your credit cards will help increase your score.

However, if you are looking to apply for a mortgage or a larger loan, you should close old and unused accounts. Your lender may require you to do this before they approve your loan, but it's a wise idea to handle it on your own before you fill out the loan application. Just remember that you shouldn't make a lot of changes to your credit file at once. Opening a bunch of new accounts in a short amount of time or closing a lot of old accounts all at once can lower your credit score.

If you have questions about credit cards and how to use them to your advantage, or you would just like advice on how to improve your credit, we can help. We have provided a list of the top ranked credit repair companies working in the United States for you to browse and find the one to best help you achieve your financial goals.

Recent Blog Posts

If you have landed on our site it probably means that you are looking for Learn More

Often we are asked “Can’t I just repair my credit myself”.  The answer for this Learn More

It is now February and this means you have probably received all of your W2 Learn More

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