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Three Ways to Repair Your Credit
The economy is tough right now and many consumers have seen a drastic decrease in their credit scores. If you have less than perfect credit, there are a few things you can do to increase your score. Many people don't think of these things, but they are fairly easy to do, and can really improve your scores.
One great way to improve your credit score is through the utilization of a secured credit card or secured loan. This reduces the risk to the lender and gives you the ability to show your credit worthiness. Just remember to make your payments on time and don't max out your limit.
Consider finding a family member or close friend with a good credit score that would be willing to be added to your accounts as an authorized user or co-signer. Their great credit rating can help you obtain this credit, and then you can build your credit score by taking great care of the account and making all payments on time.
Credit Builder Loan
Typically offered by credit unions, the sole purpose of a credit builder loan is to help borrowers improve their credit score. These loans come in small amounts, usually less than $2,000. By making your payments on time, you can increase your score and obtain other offers of credit if you need them.
If you need assistance improving your credit score, there are professionals that can assist you. We have provided a list of the top ranked credit repair companies working in the United States for you to browse and find the one to best help you achieve your financial goals.