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When to Buy or Lease a New Car
Whether you are looking at a new or used car, you have two financing options if you don't plan to pay cash for the vehicle. You can choose to buy the car and you will own the car outright once the loan is paid in full. You may also opt to lease the car and either turn it in when the lease term ends, or purchase it with a loan after the lease is up. Many people will tell you to steer clear of the leasing option. However, both options have their benefits.
Buying the car is great if you plan to keep the car for many years. Some people like to purchase a car and drive it until the wheels fall off so they know they got their money's worth. If that is you, buying is your best option and will save you money. However, if you like to have a new car every few years, you should probably opt for the lease. You can drive the car for a few years, then turn it in and get a new one, without taking a huge loss.
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